Dynamic Data Stream

Off Ledger Support for 3rd Party Authorisation Decisions

In an Off Ledger configuration where a 3rd party platform acts as the financial system of record and makes the final financial decision whether an authorisation request should be approved or not, account lifecycle and authorisation request/response and messages must be routed between CLOWD9 and the 3rd party platform.

Dynamic Data Stream (DDS) is the set of messages that form the basis for that interface

Several conditions must apply before the request is sent to clients. The CLOWD9 system must:

 * Receive a message from the network (scheme) 
 * Validate the message 
 * Match the correct product to the message 
 * Remove sensitive date before saving the message 
 * Decision engine selects correct routing 
 * Decision log is saved 

Once all the checks have been passed, the client authorisation message is created and sent to the client for the authorization. The message format depends on the client requirement, but it will take in to consideration that all the rules were executed and a summary of the transaction as a minimum.