Authorization Notification

Where an Authorization request has been received and either CLOWD9 or the Network has already made the decision, an Authorization Notification will be sent to you for acknowledgment and processing.

You will not be able to change the outcome.

Authorization Notification

The following will be provided to you by CLOWD9.

FieldDescriptionFormatMandatory
message_type“authorization” stringYes
message_qualifier“notification”stringYes
sourceIdentifies the source of the message, such as the network:
"visa"
"mastercard"
"clowd9"
string
card Contains vital information about the card as held in the CLOWD9 database.
> > card_idThe Identifier of the card associated to the authorization requestuuidYes
> > card_form_factorForm factor of card. Supported values:

“physical”
“virtual”
stringYes
> > card_statusShows the current status of the card that is sent during the authorization process or following a successful status change.

Supported values for use:

"inactive"
“active”
"administrative"
“destroyed”
"fraud"
"freeze"
"lost"
“stolen”

Status values for CLOWD8 use only:
"expired"
"risk"
string
> > card_prev_statusPrevious status of the card. Only present when card status changes.

Supported values for use:

"inactive"
“active”
"administrative"
“destroyed”
"fraud"
"freeze"
"lost"
“stolen”

Status values for CLOWD9 use only:

"expired"
"risk"
string
> > card_status_change_reasonFree-text field giving insight into the reason for the card status change.string
customerContains vital information about the customer as held in the CLOWD9 database.
> > customer_idThe ID of the customer associated with the card.uuid
> > customer_external_refExternal ID of the customer associated with the card, if known.string
accountContains vital information about the account as held in the CLOWD9 database.
> > account_idThe ID of the account related to the transaction or message.uuid
> > account_currency_codeThe ISO currency code of the account.
Note: This may have implications to the decimal place in the transaction amount and balances fields.
string(3)
> > amount_in_account_currencyThe transaction amount in the account currency as applied against the account.string
> > balance_beforeBalance of the account prior to the transaction.string
> > balance_afterBalance of the account after the transaction.string
transaction_raw_dataThe raw transaction message received from the network. Be aware using this field has PCI implications.hex
transaction Details of the transaction.
> > auth_typeUsed to identify the type of an authorization message:
"preauth",
"incremental",
"completion",
"recurring_initial"
"recurring_subsequent", or
"anticipated_amount_verification"
string
> > credential_on_fileIndicates if the transaction was a credential on file transaction. Supported values:

“y”
"n"
string
> > reversal_typeUsed to identify the type of a reversal message. Supported values:

"full"
"partial"
string
> > transaction_typeUsed to identify the type of service usedstring
> > transaction_idThe unique identifier of the transaction log entry in the CLOWD9 database.uuidYes
> > system_trace_audit_numberThe System Trace Audit Number for the network message if present/applicable.string
> > retrieval_reference_numberThe Retrieval Reference Number for the network message if present/applicable.string
> > network_transaction_idThe unique identifier of the transaction assigned by the network, such as Visa TID.string
> > transmission_dateThe date the message was received, as indicated in the message from the network.string (MMDD)
> > transmission_timeThe time the message was received, as indicated in the message from the network.string (hhmmss)
> > transaction_local_dateThe local date at the point of transaction origination.string (MMDD)
> > transaction_local_timeThe local time at the point of transaction origination.string (hhmmss)
> > transaction_amountThe amount to be authorized with the transaction. Can be “0” for non-financial messages.
Note: we only accept integers format
string
> > transaction_currency_codeThe ISO currency code in which transaction_amount is represented. Note that this may have implications on the decimal place.string (3)
> > cardholder_billing_amountThe amount to be billed against the cardholder’s account, if the transaction currency is different to card settlement currency.
Note: we only accept integers format
string
> > cardholder_billing_currency_codeThe ISO currency code in which cardholder_billing_amount is represented. Note that this may have implications on the decimal place.string (3)
> > cardholder_billing_conversion_rateThe conversion rate used to calculate cardholder_billing_amount from transaction_amount.string
> > transaction_fee_amountThe amount of the transaction fee. Note that this is already accounted for in transaction_amount.string
> > transaction_fee_programName of the fee configuration that was used to calculate transaction_fee_amount.string
> > from_accountThe source account type of the transaction request. Valid values:

“default”
“savings”
“checking”
“credit”
string
> > to_accountThe destination account type of the transaction request. Valid values:

“default”
“savings”
“checking”
“credit”
string
> > from_account_idThe source account ID in the CLOWD9 database, if knownstring
> > to_account_idThe destination account ID in the CLOWD9 database, if knownstring
>>updateUsed in transactions where context from original/previous transaction is of relevance, such as reversals or pre-auth completion messages
> > > > original_message_typeThe Message Type from the related transactionstring
> > > > original_message_qualifierThe Message Qualifier from the related transactionstring
> > > > original_transaction_idThe CLOWD9 transaction log identifier of the related transactionuuid
> > > > original_system_trace_audit_numberThe System Trace Audit Number from the related transactionstring
> > > > original_retrieval_reference_numberThe Retrieval Reference Number from the related transactionstring
> > > > original_transmission_dateThe date the related transaction was receivedstring (MMDD)
> > > > original_transmission_timeThe time related to when transaction was receivedstring
> > > > original_transaction_amountThe Transaction Amount from the related transactionstring
> > > > actual_transaction_amountThe Actual Transaction Amount to be applied in a partial reversalstring
> > eciE-Commerce authentication indicator. For an e-commerce transaction, when available, identifies the various security measures applied before transaction submission. Possible values:

"0" - Not applicable to the transaction
"1" - Single transaction of mail/phone order
"2" - Recurring transaction
"3" - Instalment payment
"4" - Mail/Telephone order type unknown
“5” - Fully authenticated
“6” - Authentication attempted but unsuccessful
"7" - Authentication not attempted
"8" - Non-secure transaction
string
> > dcc_indicatorIndicates whether Dynamic Currency Conversion took place. Possible values:

“y”
“n”
string
> > chip_indicatorIndicates if the transaction was an ICC transaction, and if so contact or contactless. Possible values:

“n”
“contact”
“contactless”
string
> > pin_indicatorIndicates whether the PIN for the transaction was checked, its nature and the result. Possible values:

“n”
“offline_passed”
“offline_failed”
“online_passed”
“online_failed”
string
> > 3ds_indicatorIndicates whether 3D-Secure Authentication took place for this transaction. Possible values:

“y”
“n”
string
> > avs_outcomeProvides information on the outcome of Address Verification performed by CLOWD9. For a list of possible values, refer to the CLOWD9 AVS Codes:

"m" Both match
"a" Address match only
"p" Post code match only
"n" Neither match
"r" Error while processing
string
> > partial_approval_supportedIndicates whether Partial Approval is supported. Possible values:

“y”
“n”
string
> > cardholder_conditionCardholder condition indicator provided during the authorization. Possible values are:

“00” card holder present, normal transaction
“01” card holder not present
“02” card holder present
“03” card present, suspicious activity
“05” card holder present
“08” card holder not present, mail or telephone order
“59” card holder not present, electronic order (ecommerce)
“71” card holder present (Used in US only)
string
>>3ds_additional_dataAdditional information related to 3D-Secure Authentication.
> > > > 3ds_providerName of used 3D-Secure provider configuration.string
> > > > 3ds_authentication_methodIndicates the 3D-Secure Authentication method. Possible values:

“OTP”
“OTP_SQ”
string
> > > > 3ds_otp_delivery_methodIndicates the delivery method of the One Time Password. Possible values:

“C9 SMS”
“C9 email”
“Company API”
string
> > > > 3ds_reference_numberThe reference number from the 3D-Secure Authentication provider.string
>>status
> > > > response_codeResponse code numeric value used by CLOWD9 and you for the final outcome of the request. List of values can be found
here
string
> > > > response_sourceIndicates the source of the response_code value. Possible values:

“scheme”
“clowd9”
string
> > > > response_reasonThe alpha description associated to the response_code. List of descriptions can be found
here
string
> > > > authorization_id_responseThe authorization code associated with the approved authorization. string
acquirer Information about the entity and point of transaction capture.
> > acquiring_institution_id_codeThe identification code of the Acquiring Institution.string
> > acquiring_institution_country_codeThe ISO country code of the Acquiring Institution.string
> > merchant_category_codeThe Merchant Category Code.string
> > card_acceptor_terminal_idThe identifier of the terminal where the transaction took place.string
> > card_acceptor_idThe identifier of the card acceptor entity.string
> > card_acceptor_nameThe name of the card acceptor entity.string
> > card_acceptor_cityThe city of the card acceptor entity.string
> > card_acceptor_country_codeThe country of the card acceptor entity.string
> > card_acceptor_post_codeThe Post code of the card acceptor entity. string