One Time Passcode

CLOWD9 as default will transmit the One Time Passcode (OTP), to authenticate a 3D Secure authorization request, to the mobile telephone number provided.

Where you do not wish to use the CLOWD9 solution and instead wish to use your own SMS provider, CLOWD9 can provide the OTP to you to send on. This is configurable at Product level and CLOWD9 will provide the following JSON message:

Example:

{  
	"card_id": "",  
	"card_number_ending": "",  
	"otp": "123455",  
	"timestamp": "",  
	"merchant_name": "",  
	"three_ds_request_id": "",  
	"amount": "",  
	"currency": ""  
}

Note: The OTP can be alpha and / or numeric.