Response Code & Result

The following response codes and reasons are supported by CLOWD9 and the Networks. Whilst you will not use all of these, you will need to ensure you can accept all Response Codes and Reasons. CLOWD9 and the Network at times will make a decision and communicate this via the Authorization Notification.

CodeReason (Meaning)Used by?
000ApprovedCLOWD9
Customer Response
008Approved Offline (EMV)CLOWD9
009Approved Offline (Unable To Go Online)CLOWD9
010Partial ApprovalCLOWD9
Customer Response
011Approved for Purchase Amount Only, No CashbackCLOWD9
Customer Response
040Reversal AcceptedCLOWD9
Customer Response
080AcceptedCLOWD9
Customer Response
081Duplicate
085No Reason To Decline
091Advice acknowledged
098Approved By Network
099Approved By CLOWD9
100Do Not Honour
101Expired Card
102Suspected Fraud
103Restricted Card
104Allowable PIN Tries Exceeded
105Virtual card used under invalid circumstances
106Force Stand-In
107Card Authentication Failure
108Fallback Not Allowed
109Unable To Go Online; Declined
110Invalid Amount
111Invalid Card Number
112PIN Data Required
113Unacceptable Fee
114Account Does Not Exist
115Card Not Effective
116Insufficient Funds
117Incorrect PIN
118Card Record Not Found
119Transaction Forbidden to Cardholder
121Exceeds Withdrawal Amount Limit
122Security Violation
123Exceeds Withdrawal Frequency Limit
124Violation Of Law
125Anticipated Amount Verification
126Invalid PIN Block
127PIN Length Error
130Decline Given By Issuer
131Decline Given By Switch
132Decline Given By Switch (Stand-In)
133Decline Given By Network
134Decline Given By Network (Stand-In)
150Original Amount Incorrect
153No Credit Account
154No Loan Account
155No Investment Account
156No Checking Account
157No Saving Account
160No Customer Record
169Refer To Issuer By Switch, Not On Positive File
170Contact Card Issuer
171Cardmember To Contact Issuer
172Refer To Issuer Given By Issuer
173Refer to Issuer By Processor, Exceed Stand-In Limit
174Repeat/Reversal Msg Inconsistent With Original Msg
175Invalid/Nonexistent Account Specified (General)
176Invalid/Nonexistent ""To Account"" Specified
177Invalid/Nonexistent ""From Account"" Specified
180At PIN Retry Limit
181Invalid Expiry Date
182Invalid Currency Code
183Invalid Card Data
184Invalid CVV
185Invalid CVC/CVV2
187Revocation of authorization orders - single merchant
188Revocation of authorization orders - all merchants
189Card Validity Period Exceeded
190New Card Not Properly Unblocked
191Unable To Verify PIN
192Invalid Service Code
193Invalid ARQC
194Local Use Only
195No Action Taken (Unable To Backout Prior Transaction)
196Invalid Authorization Life Cycle
199Account Restricted
200Pick up Card
201Expired Card Pickup
202Suspected Fraud Pickup
203Card Acceptor Contact Acquirer Pickup
204Restricted Card Pickup
205Security Violation Pickup
206Allowable PIN Tries Exceeded Pickup
207Special Conditions Pickup
208Lost Card Pickup
209Stolen Card Pickup
210Suspected Counterfeit Card Pickup
211Lost Card Pickup, Temporary Status
212Stolen Card Pickup, Temporary Status
480Invalid Function Code
481Invalid Reversal Account Number
482Account Does Not Mod 10
483Invalid Reversal Amount
680Unacceptable PIN
681PIN Change Failed
682PIN Unlock Failed
683PIN Change/Unblock Request Declined
901Invalid Transaction
902Re-enter Transaction
909System Malfunction
910Card Issuer Signed Off
911Card Issuer Timed Out
912Card Issuer Unavailable
913Duplicate Transmission
914Unable to Trace Back Orig Transaction
915MAC incorrect
920Security software/hardware error - try again
921Security error: No Action
930General Error
931Surcharge Amount Not Permitted
935Country is blocked
951Invalid Biller Information
952PIN Translation Failure
953Cashback Request Exceeds Issuer Limit
999Routing Error